Calculate annual percentage rate punët

I'm seeking a skilled freelance designer to create an engaging newsletter aimed at potential clients. This project serves to officially introduce them to our exceptional products/services, and therefore, shall stand out in style, content, and overall message delivery. Ideal Skills: - Expertise in Graphic Design and Layout arrangements - Exceptional writing skills, including persuasive marketing content - Knowledge in creating visually appealing and engaging newsletters - Experience in marketing and customer acquisition strategies Project Details: - The frequency of the newsletters will be yearly. - All content will be provided for the freelancer. - The design of the newsletter should reflect our brand. - Feedback and revisions will be made as necessary. I look forward to seeing y...

...photos, educational infographics, and Instagram Reels. Attention to detail, great aesthetics, and creativity in presenting the products and services are key qualifications for this task. - Managing all facets of Instagram marketing, including use of strategic hashtags, engaging with followers, and maintaining a consistent brand image. - Driving measurable growth in follower count and engagement rate. Experience in this area is a must, as the end goal is to fortify our social media presence and brand awareness. - Driving traffic to our website and online store through Instagram. Having a background in SEO, or at least, understanding the essentials of it, would be a significant advantage. - Aiming to increase sales and conversions directly from Instagram. This requires strong r...

As an established business with an annual revenue of over $500,000, I am in need of a capable and experienced accountant to assist in various tasks such as: - Performing bookkeeping duties to maintain our financial records - Preparing tax returns to ensure accuracy and compliance - Conducting financial analysis to support business strategies and decisions Familiarity with accounting software such as Tally and Busy would be a significant advantage for this role. The ideal candidate should have strong analytical skills, attention to detail, and an ability to work independently. Please have proven experience in all mentioned tasks.

...email, and tracking the status throughout the life span of each quote. - Work order generation: Work orders should be generated directly from the aforementioned quotes. An efficient implementation of time and resource planning for these work orders is a necessary element of this project. - Tracking Work Order Progress: The system should provide precise tracking of work order progress, including percentage completion and status updates. In addition, time and material expenses must be carefully and accurately tracked. - Progress Site Reports: I need the flexibility of both automatically generated and manually generated progress site reports. - Financial Tracking: A profit and loss tracking system for individual work orders as well as overall monthly business performance is esse...

I am seeking a proficient Chartered Accountant who can efficiently handle both TDS working and TDS filing for my business. Key Responsibilities: • TDS Working: Calculate and validate the Tax Deducted at Source (TDS) for our financial activities. • TDS Filing: File the TDS returns in a timely and accurate manner, adhering to the applicable laws and industry standards. Ideal Candidate: • Chartered Accountant certification is mandatory. • Must possess prior experience in TDS working and filing, particularly within our industry. • Excellent mathematical and analytical skills. • Strong understanding of finance laws, rules, and regulations. • Exceptional attention to detail. Only apply if you meet the aforementioned criteria and can deliver qualit...

...skilled Canva designer to create bold, vibrant posts for my Instagram account. Its main goal is to engage with my community. Key Project Details: - You'll be required to create custom illustrations, typography designs, and photo-based designs. - You're tasked with producing a strong, bold, and vibrant aesthetic to catch the eye and engage viewers. - You will be paid on a per-post basis, at a rate of 40 rupees. Ideal Skills: - Canva design expertise - Experience in creating engaging visual content - Familiarity with bold, vibrant aesthetics - Understanding of Instagram as a platform To be the right fit for this project, you need a knack for visual storytelling and the ability to create eye-catching posts that inspire engagement. Don't hesitate to send me your ...

...log for my team. This individual should have experience working with an array of Microsoft Excel functions and formulas and compiling that data to create extensive, detailed reports. Key requirements include: - Designing an Excel sheet that is editable by all team members - Using formulas and macros, creating a system that generates a daily master team summary report - The master report should calculate and include total team output, individual team member's output, counts of specific tasks, hours worked, and necessary statistics such as charts completed and pages completed - An automated system that updates the data daily and collates this data for weekly and monthly report generation as well. The ideal candidate should have demonstrable experience in similar projects or...

Hello am currently building an an app that revolves around social media ecommerce gamification drop shipping blockchain nft In a few weeks time I have to pitch the app in front of investors. I would like to start building a team to include in my presentation. If you have great experience in the above mentioned areas and would like to join the team then let ...nft In a few weeks time I have to pitch the app in front of investors. I would like to start building a team to include in my presentation. If you have great experience in the above mentioned areas and would like to join the team then let me know. At the moment no work is involved so its a no pay journey for the time being upon a successful capital raised each of you will be paid at an agreed rate when work commences ...

I am on the verge of introducing an innovative fitness wearable into the market. To turn this vision into reality, I'm seeking a talented individual to aid in designing the schematics and PCB for my prototype. The device's primary function will be fitness tracking, particularly heart rate monitoring, step counting, and sleep tracking. These features are essential as the device targets general fitness enthusiasts, encouraging them to understand and improve their overall health. The ideal freelancer for this project is experienced in: - Wearable technology. - Schematics and PCB design. - Fitness-related features in wearables. A successful collaboration could lead to more opportunities in the future. Experience with fitness tech and a love for health and wellness are big plus...

This project aims to generate a comprehensive dataset focusing on cryptojacker, specifically Monero over the past year. Looking for a freelancer skilled in data gathering and analysis. Ideally, your experience should include working with network parameters and cryptocurrency APIs. The dataset should include the following: - CPU utilization (percentage) - RAM usage (MB) - CPU quadratic deviation - Network upload rate - Number of crypto API calls to specified libraries[ ,, , ,, ,] This dataset will significantly contribute to my research analysis. Therefore, its accuracy and relevancy to the specific project requirements are imperative. Previous experience in cybersecurity or crypto analysis will be highly

retyping of documents for annual bank statement

...live location capture, scanning unique generated QR code, face recognition). The time checked in will be auto-captured and fit to the employee's schedule with discrepancies removed (e.g. rostered for 8AM - 5PM (8h+1h break), staff checks in at 7:45AM and checks out at 4.30PM. Timesheet will reflect exact time but will calculate working hours as 8AM-4.30PM = 8.5-1=7H work) 4. Staff management: Company able to create and assign to each employee: 1. Role 2. Scheduled timing 3. Rate of pay 5. Job/Position listing: Company is able to create job openings and approve job seekers who have applied for the position. **Required Skills for Freelancers:** - Extensive experience in full-stack development. - Mobile development proficiency for both iOS and Android. - Prior work on j...

Please send your expected monthly salary if working on a monthly salary basis. The lowest, but experienced offer will have a better chance. Monthly salary will be considered to calculate the hourly rate and the time needed to complete different task documents, on an agreed fixed price. The best offers with the right experience will have the opportunity to work with us on a long-term basis. Also, Good prospects for the right developers, based on the performances evaluated over a period of time, once you established your skills. Need to provide the changed code details and sql queries if any at the end of each sub-task, with the changed code line numbers. Unlimited Revisions are needed. Any bugs created due to your own developments are to be fixed on free of Charge. Recru...

Hi G'day! We have 7 stores online and looking for regular Quality SEO work! Goal: Increase AHREF Dofollow & linking websites Backlinks Percentage for our 7 online stores Work Quality: We need high quality non spammy google friendly DO-Follow backlinks and linking website perecentage AHREF Results Expectations: 85% + Do follow links for both Backlinks & Linking websites Sections Website: Curent Backlink Status shown at AHREFS: Please see attached screenshot Thank you

...double bookings. Key Features: - User Registration: The platform should collect full name, contact details, preferred booking dates, and the number of guests. - Real-Time Availability Check: Include a feature for users to check the real-time availability of my property. - Virtual Tour: Users should be able to tour the property virtually. - Reviews & Ratings: Users should be able to review and rate their stays. Integration and Data Management: - The platform needs to be integrated into an existing property management system, ensuring seamless data management. Ideal Skills: - Advanced knowledge of web development and design - Experience in creating website for booking purposes - Proficiency in integrating sites with existing systems - Proven experience in creating user-...

I am in dire need of a qualified web developer to help create a sleek and interactive portfolio website, that will principally serve the purpose of showcasing my work. The website will need to include the following features: - A project showcase: This page will highlight my best works...peers, which will ideally serve to bolster the credibility of my work. The ideal freelancer for this project should possess a strong background in web development, and have experience particularly with portfolio websites. Additionally, an eye for aesthetics, creativity and the ability to incorporate new and exciting trends will be viewed as a huge plus. Possessing a good understanding of Conversion Rate Optimization would also be beneficial so that the website can be fine-tuned to attract potentia...

...you to upload Bulk TikTok Videos. I need A German Worker. No VPN users are not allowed. The person should be from Germany. Other than the German workers will be paid a different rate as given below. I will give you the videos; you must upload them on TikTok. You are required to create TikTok Temporary Accounts and upload the same video multiple times. The very important thing is that you must choose my music from TikTok sounds otherwise no pay. Don't worry video will be of a smaller size like 3-8MB so it will not consume much internet. The rate per video for German workers is 0.008 i.e. 8$ per thousand uploads. The rate per video for other workers other than German workers is 0.0014.e. 1.4$ per thousand uploads. Basic Requirements are: - Able to upload video...

...the coal mining industry. This task involves comparing initial audits to repeat audits in relation to their impact on inherent risk. Furthermore, the qualified professional will also need to describe the impact of estimates and judgement required for accounts on inherent risks. Key responsibilities and parameters: - Assess the impact of initial vs repeat audits on inherent risk from a company's annual audited report - Describe the impact of estimates and judgement required for accounts on inherent risk - Develop and apply specific criteria and parameters for assessing this impact in the coal mining industry Ideal Expertise: - Expert knowledge in coal mining industry audits - Experienced in risk management and assessment - Proficient in accounts and financial analysis - Ex...

Broadly the App needs to be able to be configured with a pet tracker device and display the input...pet tracker device and display the input collected by the device. What I need the app to be able to do is the following: 1. Live Tracking collecting the info from the device’s GPS. 2. Collect tracking data from the GPS. 3. Create Virtual fences that generate a notification if the GPS is outside the fence. 4. Display the amount of battery left on the device. 5. Display/Monitor: Steps, Heart Rate, Sleep (Gathered from the Device) 6. Allow to send and personalize notification based on the collected data. 7. Be able to connect the device on more than one phone. 8. Be able to connect multiple devices on one user. If you are interested send me a message and we can go ove...

I'm urgently seeking a driven sales team capable of steering my web design services. It's essential for candidates to have: - Proven sales and marketing experience, preferably in the tech industry - Exceptional communication and closing skills The specific task details include: - Actively reaching potential clients and establishing a client base - Driving web desi...seeking a driven sales team capable of steering my web design services. It's essential for candidates to have: - Proven sales and marketing experience, preferably in the tech industry - Exceptional communication and closing skills The specific task details include: - Actively reaching potential clients and establishing a client base - Driving web design sales - Working strictly on a fixed percentage ...

I am seeking a proficient ANSYS Fluent professional who can simulate fluid flow and analyze heat transfer through modeling combustion. The primary purpose is to study the effects of mass flowrate on heat transfer rate, specifically focusing on convection. In more detail, the focus will be on: - Simulating and analyzing how mass flowrate affects heat transfer - Specifically studying the effects on convection heat transfer, as this is the primary interest - Using Fluent to model the combustion that underlies these processes The ideal candidate should have: - Extensive experience with ANSYS Fluent, and the ability to use it to model complex physical scenarios - A strong understanding of heat transfer principles, specifically in relation to mass flowrate and convection - Knowledge ...

I am in need of a seasoned app developer who can create a dynamic and easy-to-navigate e-commerce app for both iOS and Android platforms. The app should have the following key features: - Integrated shopping cart for seamless consumer transactions - User reviews section for users to rate and review products - Live chat support to address customer queries in real time Ideal applicants should have prior experience in e-commerce app development, and be familiar with both iOS and Android app development. Expertise in implementing shopping cart functionality, user review systems, and live chat support is essential. I'm looking forward to receiving proposals that include examples of previous work and estimated timelines for project completion.

I'm in need of an experienced facebook and insta adverts manager The ideal freelancer for this project should: 1- Have demonstrated experience in managing digital campaigns with a track record of promoting products or services successfully. 2-bid hourly rate as we are only hiring on a n hourly basis, please no placeholder time wasting. 3-NO AI generated responses please. 4-Pls do NOT apply in less you have at least 5 years in SM marketing and paid ads. Your main objective will be to take over an existing campaign that is running +- ok, and we will work together. If you have creative abilities to produce content please advise us, if not we can hire a creative/image tech to work with you. We will provide the brief of creative , ie image and text guidance. You will then run 4...

I'm seeking a Power BI expert to visualize and analyze my company's sales data. The goal is to derive specific insights that shed light on our sales trends, top-selling products, and sales performance per region. Key responsibilities include: - Developing a comprehensive Power BI report - Building a sales dashboard to track critical metrics and KPIs The ideal candidate will have extens...trends, top-selling products, and sales performance per region. Key responsibilities include: - Developing a comprehensive Power BI report - Building a sales dashboard to track critical metrics and KPIs The ideal candidate will have extensive experience in Power BI, data analysis, and dashboard creation, with a keen understanding of sales-related KPIs such as revenue, profit margin, and con...

I'm seeking a skilled WordPress developer to build an e-commerce website where I can sell physical products. This online store needs to be customer-friendly with the following features: - Product reviews and ratings; this will enable customers to review and rate the products they purchase enhancing user experience. - Live chat support system; this will provide instant, real-time help to users navigating the shop. The ideal candidate has a deep understanding and experience in developing WordPress websites, particularly e-commerce. Extensive knowledge and expertise in implementing review, rating, and live chat features will be preferred. Prior work on projects of similar nature would be beneficial.

I require a testing device for non-contact tachometers and stroboscopes. Key Features Required: - The main function of this device should be to measure the flash rate of a strobe light and pulse an LED at an adjustable rate. Skills and Experience: - Experience in developing testing devices

More details: What is the main subject or topic that will be covered in your online learning platform? Comprehensive sexuality education What information should successful freelancers include in their application? This question was skipped How soon do you need your project completed? ASAP

An automated trading application for Interactive broker which should be able to take specific inputs and predetermined percentage values from a single user, save the information and pre-calculate thresholds. Stream Realtime stock tickers data for 15 stocks, monitor at user specified time interval and execute necessary orders (like initiate a trade, apply Stop/limit, change Stop/Limit and close trade etc.) based on user specified predefined thresholds and values The application could be python based or any other programming language supported or even it can be built on top of IBKR provided Excel DDE. after delivery, Desktop Setup and a successful execution demo is expected

I'm seeking an expert who has comprehensive skills in product analysis primarily focussing on different categories. This role involves identifying profitable items from China to sell on unique CIS marketplaces. CIS marketplaces provide a great opportunity to enter the market right now because there ...with Russian text and marketplaces using a translator. - Understanding of how to use Keepa, Helium10, and JungleScout software to find trending product. - The ability to use Excel/Google Sheets In this task you will need to find 10 items and analyse them. I'm looking for long term business in case of successful completing the task. I'm pinning Excel with the template how it must be filled to calculate profit from the product. Also you will need to analyse Amazon top pr...

Seeking a high...PROFILE: - Strong track record of successful CodeIgniter 4 projects. - Passion for writing clean, maintainable code - Ability to work independently and meet deadlines. - Excellent communication skills. TO APPLY: - Provide a brief portfolio showcasing your previous CodeIgniter 4 work. - Highlight projects that demonstrate your ability to deliver well-structured and efficient POCs. - Share your hourly rate or project-based pricing. Video call with Google Meet with selected candidates will be setup to decide which candidate will support which POC. Strong candidates will have the opportunity to play a lead role in the full development of successful POCs. I'm excited to collaborate with a talented developer who can bring our ideas to life quickly and with excep...

Quote your rate for Per Month. We are seeking a talented and creative WordPress Elementor Designer to join our team. As a WordPress Elementor Designer, you will be responsible for designing and building visually appealing and user-friendly websites/landing pages using the Elementor page builder plugin within the WordPress platform. Your expertise in Elementor, coupled with your design skills and understanding of UX/UI principles, will play a crucial role in delivering high-quality websites that meet client requirements and enhance their online presence. Responsibilities: * You must be available between your working hours. * You must be an expert in Canva to design banners, browsers, and catalogues. * Collaborate with the Team to understand project requirements, goals, and target au...

...candidate should be able to deliver voice overs for: - Audiobooks - Storytelling - Movie and Anime Explanations - News - Anime - Cartoon Ideal Skills and Experience: - Ability to embody a range of tones (serious, playful, inspirational) - Proficient Hindi language skills - Experience with various recording lengths. Exact duration to be determined. Please note that this is a low-budget project, with a rate of 200 per voice over. Interested artists can contact me. Availability for ongoing projects is desirable but not a must....

I am looking for an expert in Google Ads to significantly improve the conversion rate of my campaign. The main areas of focus should be on refining the keywords and audience targeting tactic. The ideal candidate should have: - Proven experience and success in maximizing conversion rates - Expertise in effective keyword utilization - Mastery of audience targeting, specifically with a focus on targeting based on gender and interests This project is about precision and impact; the goal is to reach a highly relevant audience and convert efficiently. If you have success stories in such specific targeting and conversion improvement, then you might just be the expert I'm in need of.

Hello, I am looking for someone to manage my server on a daily basis (ensure the security of the server on a daily basis, do updates, backup, etc.). Offer me a monthly rate to manage the server which includes the installation of the server (installation with the elements of my choice). Good day

As a seller on Amazon, I'm on the lookout for an experienced SEO specialist with a proven track record working with Amazon's algorithms. My core goal is to significantly increase product visibility, boost rankings, and ultimately improve my sales conversion rate. Preference will be given to freelancers who are able to demonstrate: - Hands-on experience optimizing SEO for Amazon - Strategies for enhancing product visibility and rankings - Success in boosting sales conversion rates Given that the range of products I offer is unspecified, adaptability is a key attribute I'm seeking. If your experience forearms you with the necessary skills to take my Amazon store visibility to newer heights, I want to hear from you.

...a keen eye for detail and a strong ability to translate real-world imagery into compelling art. Please bear in mind that this design must be printed on a large wallpaper therefore the format must allow seamless printing. The above are some suggestions but I would be happy to see if you have any other design that will look great in an office environment... FEEL FREE TO USE AI :-) I promise to rate every design!...

...country through compelling promotional content. The role will be hourly tracked and around 10-14 hours a week to start. The work will also include posting in local buy and sell groups on Facebook daily to maximize output and post engaging IT related content on our pages etc. If we gain new clients from this work we will also give some bonus outside of hourly work and increase working hours / hourly rate as we gain more clients. Must have excellent English...

I require a talented editor to improve and uplift my current 1600-word case study focused on Cyber Extortion. The case study is in dire need of refinement in several crucial areas, which I believe are preventing it from realizing its full potential. I want to add a more human element to the case study to help readers connect w...writing and provide ease of reading to the audience. - Sentence Structure: Long, winding sentences can lose the reader. I need you to turn these into shorter, punchier sentences without losing essential information or context. For this project, it's essential to possess a profound knowledge of and a genuine appreciation for case studies. Please confirm your availability, provide a competitive flat rate, and indicate an estimated completion time for t...

We want to implement the verified Gmail blue checkmark for our organization. Our purpose for this is not due to any problems in recognition or open rate of our emails, but it's simply for prestige. Ideal freelancer should: - Be experienced in managing Gmail accounts for organizations effectively - Have successfully implemented the Gmail blue checkmark previously and understand the technical requirements - Have an understanding of why the blues checkmark can affect visibility We haven't specified any particular email campaigns or correspondences for the blue checkmark yet, we will leave this up to your recommendation and expertise. We're looking forward to seeing what you can bring to the table.

As a website developer specializing in business website creation, I am seeking professionals adept at client acquisition to grow my client base. Responsibilities: - Sourcing clients who require business website creation - Introducing my web development services to potential clients - Securing client agreements to purchase websites at a $1,000 rate Compensation: - The chosen freelancer will receive $100-150 per new client secured Ideal Skills: - Excellent communication and negotiation skills - cold calling businesses

I'm in need of a ski...market research. The task entails a comprehensive analysis of the following: - User behavior: Understanding and documenting user interactions on the site. - Site traffic: Evaluating the volume and sources of site visitors. - Content: Critiquing the quality and effectiveness of the site's content. The ideal person for this project should have a sound understanding of SEO performance and conversion rate optimization, as I seek to understand the user experience within these contexts. Experience with website analytics tools and a background in digital marketing or a related field will be crucial for success in this role. Your analysis will drive future development and user experience enhancements. Let's revolutionize the way this website interacts...

...websites • Experience with writing blog posts • Knowledge and understanding of SEO principles • Professional and reliable • Experience with copywriting with the help of AI (ChatGPT/Gemini) • Good communication skills • HTML knowledge is preferred but great language skills is the main priority • Ability to work independently and as part of a team • Competitive pricing – please provide your hourly rate in your application Scope The task is to write around 160 search engine optimized texts and around 160 blogs about big cities in Europe with a perspective of finding commercial real estate in each city. AI is used to generate the first draft of the texts, which is then checked and refined to ensure a high quality of the text. A guide for...

I'm seeking a proficient Excel user who can deftly analyze my amalgamation of patient's research data. The data in question comprises of medical histories, treatment outcomes, and demographic information. Further, I need an in-depth exploration of the correlation between investigations and treatment outcomes. The ideal candidate will need to: - Process and analyze lab test results, heart rate, and temperature records. - Correlate these factors with treatment outcomes. - Extract meaningful insights from medical histories and demographic data. Experience with health-related research data is a plus. Your analytical skills, attention to detail and knowledge of Excel are paramount.

I'm actively seeking a skilled marketing professional, well-versed in content creation, social media management, search engine optimization, and knowledge in Google Ads. The ideal freelancer should perfectly: - Demonstrate previous successful marketing projects to highlight...Craft and implement effective marketing strategies geared towards driving website traffic and generating quality leads. - Employ innovative content creation techniques and ensure the content is search engine optimized. - Execute comprehensive Social Media strategies to increase brand awareness and engagement. - Utilize Google Ads effectively to broaden our reach and maintain an efficient conversion rate. Your proven experience and success stories are vital for this role, so please make this evident in yo...

...record of creating dynamic and interactive applications. If you have example sites with Web forms you have built, please reference them. I have the start of an application already built, but would like someone to work with me to finish it. I'd to work with you step by step to design everything together and make sure the implementation works just right. Initially I'd like to engage you at an hourly rate for a short while as we're not sure how long the work will take. Once we have a stable MVP, we can review and decide on the long term roadmap....

I'm searching for a keen financial analyst to deliver a detailed annual report on my business finances. This job will require proficiency in financial analysis and a thorough understanding of various financial components. Your tasks will include: - Analyzing and reporting on revenue and profit - Expenditure overview and details - Assets and liabilities evaluation The successful candidate will have a strong background in business finance, with a proven track record of creating comprehensive financial reports. You'll need to be savvy with financial software, possess an eye for detail and can manage your time effectively for this annual report job. Your ability to present complex financial information in a comprehendible format is also essential.

I require a thorough estimate of the quantities needed for a rectangular house foundation project. Included in this are: - Precise calculation of cement quantities - Accurate assessment of steel reinforcement quantities All the needed information can be drawn from precast concrete manufacturer's printed plans provided. I would also appreciate it if a small percentage for errors and waste is integrated into the estimate to allow for unexpected variables. Ideal skills for this job would include a comprehensive understanding of construction material estimation and a keen eye for detail to minimize discrepancies. Experience in handling rectilinear projects is a significant advantage.

IMPORTANT: Human writing only - No AI or Rewriting - (we check) AGAIN BECAUSE THERE ARE SO MANY CHEATERS: NO AI ALLOWED - NO UNDETECTABLE AI EITHER - WE STILL SEE AS WE ARE EXPERIENCED HUMANS - DON'T WASTE YOUR OR OUR TIME IF YOU DON'T WRITE MANUALLY !!! What we offer: *Ad-hoc writing work at the rate of $20/1000 words with a chance to grow into a full-time position. *Flexibility: No Skyping, no phone calls, accept projects when you have the time to complete them, take time off when you need (letting us know in advance is good practice). *Easy to work with: We reply to questions fast, will provide valuable input and feedback on every single task you complete. *We've been in the content writing and marketing business for 15 years and have worked with more than 2...

...working understanding of necessary onboarding and compliance documentation - previous audit skills are of benefit To be audited: each file should contain: - Employment contracts - Identification documents - Compliance documentation e.g. First Aid Cert, NDIS Worker Screening Check - Recruitment documentation including: reference checks, interview guides and resumes - Probation period report and annual report (on anniversary of start date) - Qualifications - CPR certification - Drivers licence - First Aid Certificate - Visa status and type - NDIS Worker screening module training - Mandatory internal training on our U-learn system Experience in the Flare onboarding system would be advantageous. Please apply if you are detail-oriented, familiar with compliance and HR policies an...